Five Ways to Finance 
	"Bargin" Properties
									
									
									
									
									Budgeting
      Key to Investment Success.  Learn why you need a budget for your investment properties and how to
      create one. 
									
									Buying
      Investment Property.  Check this overview for the ways you can get into an investment property
      and what it will cost you. 
									
									C.A.R.
      Addresses Housing Affordability With Legislative Package.  The poison and the antidote are made in the same kitchen.  Read about
      the California Association of Realtor’s 2001 package of proposed
      legislation to cure the results of earlier legislation, including a
      hilarious proposal to have a government funded security deposit system.
									
									
									Computer-Savvy
      Criminals Increasingly Turn To Mortgage Fraud.   
      How high-tech crooks are using increasingly automated mortgage processing
      to rip off lenders big time.  Some of this may even impact you
      directly.
									Does HUD
      Owe You Money?  You may be entitled to a refund of part of your FHA insurance premium, or
      a distributive share of “excess earnings” from the Mutual Mortgage
      Insurance fund if you meet certain criteria. 
									
									Do You Need
      an Annual Real Estate Check-Up?  
      There is a new breed of professional out there: the Real Estate
      Consultant.  Although he may be a licensed broker, his emphasis is
      not to sell but to provide his clients with unbiased information they can
      use to make important decisions about their property.  This article
      discusses how they operate and gives examples of when their services may
      be useful.
									
									How
      to Create a Real Estate Cash Cow.  One way to use financing to
      generate cash flow.   
									
									How
      To Cut Closing Costs.
      Some suggestions on how to reduce closing costs on purchases or
      refinances.
									Is a
      Quickie Loan Approval a Mortgage Commitment?  Do not mistake an
      instant on line “approval” for a commitment.  This article will
      explain the difference. 
									
									Points: 
      What Are They And How To Deduct Them.   Even if you already know what points are, read this article anyway to find
      out what the rules are for deducting them on your income tax return.
									
									
									Profit and Loss
      Statement, The:  What Does It Mean?  How to read and understand the components of the P&L, and prepare one
      for your own business.
									
									
									Setting
      Up a Record Keeping System.  
      Describes the two major types of accounting systems and how to set them
      up.
									Should
      You Offer Seller Financing?  David Reed discusses the advantages and risks of being your own mortgage
      company. 
									Should
      You Use an On Line Lender?  
      This article gives the pros and cons of securing your next mortgage on
      line. 
      
									Starker
      Exchanges:  Deals Without Dollars.  
      Starker exchanges, also known as 1031 exchanges, can permit the investor
      to transfer his property while deferring capital gains taxes by taking
      like-kind property in return.  Read this item for an insight into
      some of the intricacies of the rules and to decide if this is something
      you need to look into. 
									
									What Do
      Loans Really Cost?   With the proliferation of mortgage companies on the Internet it is
      possible to contact and get quotes from literally dozens of companies, not
      just the few that may be in town.  How do you know you are not
      comparing apples to oranges when they quote you a rate?
									
									What
      Is “Fair Market Value?”  This is a practical explanation of the meaning of that often used term and
      why it is important to you. 
									
										
										
									
									
									
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